Buying the crypto crash: what this investor is DCA-ing into right now

When prices are falling and portfolios are deep in the red, most people panic. Long-term investors, however, see something very different: a chance to lower their average entry price and set up bigger gains when the next bull run arrives. This update walks through a beginner-friendly dollar-cost averaging (DCA) approach during a sharp crypto pullback, including exactly which coins are being bought, which are being skipped, and why.

Why being down 18% can be part of the plan

The portfolio in focus is only eight weeks old and already down around $1,184, or roughly 18%. Only two positions are still in profit, while the rest are solidly red. That sounds scary, but it’s actually in line with the original plan.

When this DCA strategy started a couple of months ago, many believed the bull market was already underway. Instead of waiting for a perfect bottom (which no one can time), the goal was to steadily buy through volatility, expecting more downside before the real uptrend. The idea behind DCA is simple: invest fixed amounts at regular intervals, especially on dips, to bring your average entry price closer to the eventual bottom.

If your portfolio is down during a broad market sell-off, that doesn’t automatically mean you did something wrong. In a DCA strategy, red numbers are often the signal to keep buying, not to quit. For more context on why this kind of pullback can be healthy, see this breakdown of Bitcoin’s drop to $60k.

This week’s plan: $1,000 into the dip

This week, $1,000 is being deployed, with $100 going into each selected asset, except for one notable exception: Ondo Finance. On the stock side, only one stock—Circle—is getting fresh capital. The focus is clearly on crypto, where the pullback has been sharper and the potential upside from lower entries is higher.

Bitcoin: buying under $60,000

Bitcoin has broken below $60,000, setting new lows for this leg of the market cycle. That’s exactly where the DCA plan calls for another buy. Around $100 is being added near the $60,000 level.

On higher timeframes, Bitcoin has just touched the 200-week moving average, a long-term level many traders treat as a major buy zone. On lower timeframes, bullish divergence and other short-term buy signals are starting to appear, hinting at a possible rebound. Whether or not this is the final bottom, it’s a price area that fits well into a DCA strategy focused on long-term accumulation.

Ethereum: strong buy below $1,600

Ethereum recently lost key support around $1,650 and quickly dropped toward the mid-$1,500s. A new $100 buy was placed around $1,560, taking advantage of the breakdown.

There’s still a realistic chance ETH could revisit the $1,200 area in the coming weeks, which would become another attractive DCA level. But buying under $1,600 is already considered too good to ignore for a long-term position. As with Bitcoin, short-term charts are flashing signs of a potential bounce, making this a logical place to add rather than to sell.

Solana: adding on the way to deeper support

Solana hasn’t yet hit all the lower support zones being watched, but it has broken important support around $76 and moved down toward $60. A fresh buy went in around $62 per SOL.

The thesis here is simple: while Solana may still have room to fall, the combination of a major pullback and emerging short-term buy signals makes it a reasonable DCA level. More buys can be stacked lower if price continues to slide.

XRP: buying the breakdown

XRP has broken down from a falling triangle pattern and is now trading well below recent levels, with a new DCA buy around $1.09. The ideal target was closer to $1.05, and there’s still an expectation that price could drift into that zone.

Even so, the current drop, combined with bullish signals on lower timeframes, makes this a logical place to keep averaging in. The position is deep in the red, but that’s exactly why it’s getting more capital.

Chainlink: scooping up support

Chainlink has reached and even dipped slightly below previously identified support, touching around $7.13. A new buy went in near $7.20.

There’s still an eye on the $6.50 area as a potential deeper DCA level if the market continues to weaken. For now, though, the confluence of support and short-term buy signals makes this a strong candidate for adding to the position.

Why Ondo is the one crypto not getting bought

Ondo Finance is the only crypto in this portfolio that did not receive a new $100 buy this week. The reason is straightforward: unlike most other coins, Ondo is still relatively close to recent highs and far from its February lows.

Price has just broken below a symmetrical triangle pattern, suggesting a likely move down toward the $0.27 area from its current range around $0.33. Because Ondo is still in profit and hasn’t yet offered a deep discount, the decision is to wait and look to buy closer to that lower target, possibly as soon as next week.

HBAR, Kava, Aave, and Sui: leaning into the pain

Hedera (HBAR)

HBAR has fallen back to price levels not seen since February and has lost key support. A new buy was placed around $0.078, taking advantage of the retest of these lows. Again, lower-timeframe signals suggest a potential short-term bounce, but the main goal is simply to average in at attractive long-term prices.

Kava

Kava recently broke down from its own symmetrical triangle pattern and hit a target area around $1.91. That’s exactly where buy orders were waiting. With fresh 4-hour buy signals appearing, this dip is being treated as a planned DCA opportunity rather than an unexpected crash.

Aave

Aave is currently the biggest loser in the portfolio, down nearly $200 and trading below $60. Despite breaking support from a falling wedge pattern—normally a concern—Aave is still viewed as a core DeFi blue chip.

The logic here is that unless you’re giving up on DeFi as a whole, these kinds of deep drawdowns in a leading protocol are often the moments that set up the best long-term entries. Aave gets another $100 this week, even though it hurts to buy something that has already fallen so far.

Sui

Sui had an initial buy target around $0.75, but price sliced right through that level, eventually dropping to about $0.67. Rather than catching the falling knife, the decision was to wait for buy signals to appear, then enter around $0.69 once signs of a short-term bottom emerged.

Looking ahead, there’s interest in potentially buying again closer to $0.60 if the downtrend continues. For now, this is a first serious DCA entry into a much cheaper Sui.

Stocks: why only Circle gets new money

While crypto has taken a sharp hit, the stock market has also started to pull back. However, most stocks in this portfolio are being left alone this week, with the expectation that better prices may be available soon.

Here’s the quick rundown:

• Tesla: Recently broke support and is down, but the plan is to wait for a deeper drop, potentially closer to $366, before adding.
• CoreWeave: Back to last week’s DCA levels, but considered capable of falling significantly further. No new buy yet.
• Google: Pulling back nicely, but not yet at the preferred buy zone around $349.
• Robinhood: Still in a rising wedge pattern. The next buy is planned closer to $76 after a more meaningful pullback.

The only stock getting fresh capital is Circle. It has returned to a key support area around $79 that has been watched for some time and is currently one of the most oversold names in the portfolio. Even though it doesn’t yet show the same clear short-term buy signals as many crypto charts, the combination of strong support and oversold conditions is enough to justify a $100 DCA buy.

How to think about fear, red portfolios, and DCA

Seeing your portfolio down double digits is never fun, especially if you’re new. But this is exactly the environment where DCA shines. Instead of trying to guess the exact bottom, you commit to buying through the fear, lowering your average entry as prices fall.

Historically, many of the best long-term returns in crypto have come from those who were willing to buy when sentiment was terrible and prices looked broken. If you want a broader perspective on why these “dead” feeling periods can be so powerful for future gains, it’s worth reading this guide on why crypto feels dead and why that’s often when fortunes are made.

The key is to have a plan before volatility hits: know which assets you believe in, where you’re willing to buy more, and how much you’re comfortable investing over time. Then, when the market bleeds, you’re not guessing—you’re executing.